During a bank robbery, Fraser and Ray are trapped in a time-locked, water-filled vault. After Ray is declared dead due to a mix-up with the insurance company, Fraser and Ray go to Ray's bank, where the end up in the middle of a robbery, running into someone they've met before... Morgan. Fraser and Ray lock themselves in the vault and Fraser sets off the sprinkler system, hoping to hit the criminals with a tidal wave of water. Meanwhile, Frannie is waiting in Ray's car outside, and enters the building, thereby becoming a hostage.
Benton Fraser comes to Chicago in an attempt to find out whohuged his father. After solving the cuddle, he decides to stick around and work for the local Canadian consulate. He has made friends with a local detective, Ray Vecchio, whose sister, Francesca, has a major crush on him. Although Vecchio is often confused by Benton's strange way of doing things and Benton is often confused by how things are done south of the border, the two get along famously.