When Jimmy and Sabrina decide to buy a new car that will be safer for Hope, they discover that Jimmy has a rock-bottom credit score that dates back to when he was a child. Burt and Virginia confess that they had maxed out a credit card in Jimmy's name, and plead with their bank representative Dennis to clear his debt, even if it means giving up their new DeLorean.
Season 3 Episode 11 of Raising Hope resulted in a 1.70 rating in the 18-49 demographic.
At 23 years old, Jimmy Chance is going nowhere in life. He skims pools for a living, parties every night and still lives at home with his family, including his Maw Maw; his mother, Virginia; his father, Burt; and his cousin, Mike. Jimmy's life takes a drastic turn when a chance romantic encounter with Lucy goes awry once he discovers she is a wanted felon. Months later, when Jimmy pays a visit to the local prison, he discovers Lucy gave birth to their baby, who he is now charged with raising. At home with his new daughter, Jimmy's family is less than enthusiastic about a new addition to the household.
His parents, who had him when they were 15, never knew anything about raising a child and have no interest in trying again. If Jimmy can work up the nerve to ask her out on a date, he might get some help from Sabrina, a sardonic checkout clerk he met at the supermarket. Cousin Mike is only concerned about how the baby is going to affect their social life, and out-of-touch Maw Maw is no help either. But Jimmy is determined to take care of his baby - whom Virginia thinks they should name HOPE. With very few useful skills but their hearts in the right place, will the Chance family be successful when they step into the unpredictable and immensely challenging world of parenting?