When Albright fails to get "in" with Rutherford's high society, Dick ends up making the cut, but discovers it's not what it's cracked up to be; Sally and Harry try wrestling; to impress a girl, Tommy becomes a punk at school.

Marge lets Bart read her junk mail and he comes across a credit card application. He fills it out with the name "Santo's Little Helper," his dog. When the application is approved and he gets the card, he starts spending like a madman, not realizing how credit works. He even buys a collie named Laddie, this dog is so perfect, that he neglects his old dog. Eventually the repo men come to take back everything he bought, including one $1200 dog. Bart gives him Santa's Little Helper instead of Laddie, but he soon misses his old dog and grows tired of the new one. Laddie gets local attention when he saves a baby's life, so Bart gives him to the police and then searches for his old dog, and finds him living with a blind man. The blind man calls the police when Bart breaks into his place. When the police come, Laddie finds pot on the blind guy. Bart leaves with Santa's Little Helper as the police smoke the blind guy's stash.

Peggy goes to Dallas to represent Arlen in the Texas State Boggle Championship, and brings Hank along as her coach. Hank abandons his coaching duties and sneaks away with his friends to see the Dallas Mower Expo. Meanwhile, back in Arlen, Bobby and Luanne set off a disastrous series of events, sparked by a cup leaving a water ring on the coffee table.

Mulder and Scully involve themselves in an apparant murder case at the Massachusetts Institute of Technology when the murderer's alibi proves to be out there: He claims that an old man had foretold the victim's death. However, the case becomes interesting when the campus security officer who detained the old man is found dead... and frozen solid.